CarFocal Research Desk

Carfocal Ownership Risk Index

Compare U.S. car and truck brands using buyer-focused research on reliability, recalls, ownership costs, and real-world risk—then open the model-year guide before you commit.

46 Brands Ranked
5971 Vehicles Analyzed
Updated July 5, 2026

Full Rankings

Lower score is better. Ties occur only on exact score matches.

  • 1
    Yamaha
    1.8Excellent
    Reliability: 8.8Maintenance: 9.5
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  • 2
    Mercedes-Benz
    1.9Excellent
    Reliability: 9.0Maintenance: 9.2
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  • 2
    Capacity Trucks
    1.9Excellent
    Reliability: 8.8Maintenance: 9.4
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  • 4
    MINI
    2.2Excellent
    Reliability: 8.7Maintenance: 8.9
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  • 4
    Suzuki
    2.2Excellent
    Reliability: 8.5Maintenance: 9.2
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  • 6
    Honda
    2.3Excellent
    Reliability: 8.6Maintenance: 8.9
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  • 6
    smart
    2.3Excellent
    Reliability: 8.6Maintenance: 8.9
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  • 8
    Mitsubishi
    2.4Excellent
    Reliability: 8.5Maintenance: 8.7
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  • 9
    Ram
    2.5Excellent
    Reliability: 8.4Maintenance: 8.6
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  • 10
    Nissan
    2.6Good
    Reliability: 8.4Maintenance: 8.3
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  • 10
    Lexus
    2.6Good
    Reliability: 8.4Maintenance: 8.5
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  • 10
    Infiniti
    2.6Good
    Reliability: 8.3Maintenance: 8.5
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  • 10
    Mazda
    2.6Good
    Reliability: 8.3Maintenance: 8.5
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  • 14
    Rolls-Royce
    2.7Good
    Reliability: 8.6Maintenance: 8.1
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  • 15
    BMW
    2.8Good
    Reliability: 8.3Maintenance: 8.2
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  • 15
    Kia
    2.8Good
    Reliability: 7.9Maintenance: 8.4
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  • 15
    Jeep
    2.8Good
    Reliability: 8.1Maintenance: 8.4
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  • 15
    Alfa Romeo
    2.8Good
    Reliability: 8.0Maintenance: 8.6
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  • 19
    Volvo
    2.9Good
    Reliability: 7.7Maintenance: 8.5
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  • 20
    Chevrolet
    3.0Good
    Reliability: 7.6Maintenance: 8.3
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  • 20
    Fiat
    3.0Good
    Reliability: 7.6Maintenance: 8.4
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  • 20
    RIVIAN
    3.0Good
    Reliability: 7.4Maintenance: 8.6
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  • 23
    Audi
    3.1Good
    Reliability: 7.8Maintenance: 8.2
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  • 23
    GMC
    3.1Good
    Reliability: 7.5Maintenance: 8.3
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  • 23
    Lincoln
    3.1Good
    Reliability: 7.6Maintenance: 8.2
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  • 23
    Buick
    3.1Good
    Reliability: 7.5Maintenance: 8.3
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  • 23
    Maserati
    3.1Good
    Reliability: 8.1Maintenance: 7.7
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  • 28
    Toyota
    3.2Good
    Reliability: 7.6Maintenance: 7.9
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  • 28
    Porsche
    3.2Good
    Reliability: 7.8Maintenance: 7.9
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  • 30
    Hyundai
    3.3Good
    Reliability: 7.0Maintenance: 8.3
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  • 30
    Cadillac
    3.3Good
    Reliability: 7.2Maintenance: 8.2
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  • 30
    Aston Martin
    3.3Good
    Reliability: 8.3Maintenance: 7.2
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  • 33
    Land Rover
    3.4Good
    Reliability: 7.3Maintenance: 8.0
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  • 33
    Jaguar
    3.4Good
    Reliability: 7.3Maintenance: 8.0
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  • 33
    Bentley
    3.4Good
    Reliability: 8.2Maintenance: 7.1
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  • 33
    Genesis
    3.4Good
    Reliability: 6.9Maintenance: 8.3
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  • 37
    Acura
    3.5Good
    Reliability: 6.9Maintenance: 8.0
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  • 37
    Dodge
    3.5Good
    Reliability: 6.9Maintenance: 8.2
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  • 39
    Volkswagen
    3.6Average
    Reliability: 7.2Maintenance: 7.6
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  • 40
    Subaru
    3.7Average
    Reliability: 7.1Maintenance: 7.6
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  • 40
    Tesla
    3.7Average
    Reliability: 6.2Maintenance: 8.3
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  • 40
    Ferrari
    3.7Average
    Reliability: 8.3Maintenance: 6.4
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  • 43
    Chrysler
    3.8Average
    Reliability: 6.2Maintenance: 8.2
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  • 44
    Ford
    4.0Average
    Reliability: 6.9Maintenance: 7.1
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  • 45
    Lamborghini
    4.8Average
    Reliability: 8.3Maintenance: 4.2
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  • 46
    McLaren
    5.1Below Avg
    Reliability: 7.9Maintenance: 3.9
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Found a brand worth considering? Check the model year next.

Brand rankings narrow the field. The model-year guide helps you decide whether the exact car is worth a test drive, inspection, or offer.

Research a model

Questions shoppers ask before choosing a brand

Clear answers about what the ranking measures—and how to use it without over-trusting a single score.

What does the CarFocal Carfocal Ownership Risk Index tell shoppers?

Static global manufacturer ranking based on combined reliability and maintenance risk. It ranks 46 manufacturers using data from 5971 eligible vehicles, giving you a starting point for a lower-risk shortlist—not a verdict on every individual car.

View ranking table
How is the Carfocal Ownership Risk Index calculated?

Start with the same eligible reliability data used by the Reliability Index. Add maintenance burden derived from first-year cost estimates, DIY difficulty, and repair prediction severity when available. Convert both reliability and maintenance into risk form, then combine them at a 50/50 weighting. Rank manufacturers by the average ownership risk across all eligible model-years with sufficient data. Validate the exact model year, VIN, service history, and inspection before buying.

Read full methodology
Which car brands rank highest in the Carfocal Ownership Risk Index?

The top-ranked manufacturers in this index prioritize manageable maintenance costs and low failure risks across their tracked model years.

See top brands

How the ranking is built

  • Start with the same eligible reliability data used by the Reliability Index.
  • Add maintenance burden derived from first-year cost estimates, DIY difficulty, and repair prediction severity when available.
  • Convert both reliability and maintenance into risk form, then combine them at a 50/50 weighting.
  • Rank manufacturers by the average ownership risk across all eligible model-years with sufficient data.
Want the deep dive? Read the full methodology
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